The solution is simple. Merchant Services powered by EMS offers many different merchant accounts individually catered to your business type. Read the account descriptions below. Once you've determined your business type, take a moment to fill out our simple online form. We will contact you based on the information you provide us and welcome to Merchant Services.
  
retail accountRETAIL & RESTAURANT - Card Present & Card Swiped
A traditional retail style storefront business is one where customers come to the business location to make their purchase. The cardholder and merchant are face-to-face. The card is swiped through a credit card machine and the cardholder’s signature is obtained on a receipt kept by the merchant. Typically, the customer takes immediate delivery of the product.
retail accountMOBILE - Card Present and Card Swiped or Imprinted
A mobile retail business is one that may exhibit at temporary shows or may travel to their customers to conduct business. To be considered a mobile retail business, the cardholder and the merchant must be face-to-face. If the merchant has a mobile credit card machine, the card must be swiped. If not, an imprint of the card must be made to demonstrate that the card was present. Either way, the receipt must be signed and retained by the merchant.
retail accountretail accountTELEPHONE & MAIL ORDER - Card Not Present & Card Number Keyed by Merchant
A mail and phone order business is rarely face-to-face with the cardholder. As a result, there are a few extra steps that must be taken to protect the merchant and the cardholder from potential misuse. In such an environment the cardholder provides the card number over the phone or through the mail and the merchant keys in the card information.
retail accountECOMMERCE - Card Not Present and Card Number Keyed by Cardholder
 An internet or ecommerce business is very similar to a mail order business with the exception that the cardholder actually enters their own information on the business’ website. Special security is required on all cardholder data collected over the internet to prevent it from being intercepted by unauthorized individuals.
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